Virtual Terminal
The ArgoFire Virtual Terminal is a secure, browser-based interface that allows authorized users to manually enter and process payments without needing to build or integrate through the API. It is ideal for back-office staff, support teams, or nonprofits processing donations over the phone.
Overview
While ArgoFire’s Secure Electronic Payments API is designed for developers building integrated donation forms or eCommerce workflows, the Virtual Terminal provides a ready-made interface for directly entering payment data, including:
One-time credit card and ACH payments
Processing sale, pre-authorization, return, and force authorization transactions
Accessing stored customer payment methods
Issuing refunds or voids on previous transactions
Viewing basic reporting and transaction search
Key Features
One-time credit card payments
✅
One-time ACH / eCheck payments
✅
Recurring billing setup
❌
Use of stored payment tokens
✅
Refunds and voids
✅
PCI-compliant entry
✅ (browser-based, secure)
User role and permission control
✅ (via Admin Console)
Supported transaction types
SALE, PREAUTH, RETURN, FORCEAUTH
Use Cases
Phone-in donations or purchases
Staff-assisted payments
Refunds without developer involvement
Quick resolution of failed or rejected transactions
Manual processing of force authorizations and pre-authorizations
Access and Permissions
Access to the Virtual Terminal is granted through the FrontStream Admin Console. All users with admin credentials have full access to all terminal features. Permissions are not role-based at this time.
Key functional notes:
Full access for admins: Any user with Admin Console access can process payments, issue refunds, and manage transactions.
Activity visibility: Transactions processed via the Virtual Terminal are visible in Admin Console reports and associated with the user account used for entry.
Relationship to API
While the Virtual Terminal does not use your custom API integration, it operates on the same ArgoFire gateway and account. This means:
Transactions appear in the same reporting and export tools
Stored tokens created via the Virtual Terminal are accessible via API
API-created records (e.g., customer tokens) can be used in the Virtual Terminal
Important Notes
No development required. The Virtual Terminal is fully managed and hosted by FrontStream.
Great for testing: You can use the Virtual Terminal to test payment credentials, card behavior, or even failure scenarios without needing to write code.
Useful fallback: In case of downtime or integration delays, the Virtual Terminal provides a manual backup for critical payment flows.
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