# Supported Payment Methods

<figure><img src="/files/OPkpKWNGisTRODxR9jdP" alt=""><figcaption></figcaption></figure>

**ArgoFire** supports multiple secure, tokenizable payment methods for processing purchases, one-time payments, and recurring sales. All methods integrate seamlessly with ArgoFire’s PCI-compliant tokenization, repeat payment, and recurring billing infrastructure.

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#### 1. Credit Cards

ArgoFire supports all major credit card brands:

* Visa
* Mastercard
* American Express
* Discover

**Usage**

* Tokenized via `GetToken()`
* Processed via `ProcessCreditCard`
* Can be used for one-time or recurring sales
* Stored securely for repeat sales using `ManageCreditCardInfo`

***

#### 2. Debit Cards

**Usage**\
Most branded debit cards (e.g., Visa Debit, Mastercard Debit) are processed as credit card transactions—commonly referred to as **offline debit**. These transactions follow the same flows as credit card sales, including tokenization, authorization, and settlement.

In contrast, **PIN-based (online) debit cards** are also supported, but their availability and processing behavior vary by processor. PIN debit may require additional configuration and does not follow the standard credit card transaction flow.

***

#### 3. ACH / eChecks (Bank Transfers)

ArgoFire supports ACH direct debit from U.S. bank accounts.

**Usage**

* Tokenized via `GetCheckToken()`
* Processed via `ProcessCheck`
* Can be used for one-time or recurring sales
* Stored securely using `ManageCheckInfo`

Please see more details of these **ProcessCredit, ProcessCheck, and ProcessDebitCard** APIs here:

{% content-ref url="/pages/BiSh52nhhp5VYx1eTKHE" %}
[Payment Processing – Credit, Check, Debit](/argofire/full-endpoint-reference-and-tools/payment-processing-credit-check-debit.md)
{% endcontent-ref %}

Please find more information about our Tokenization Services here:

{% content-ref url="/pages/y20bxK0h6FsOYuiXkxRg" %}
[Tokenization Services](/argofire/full-endpoint-reference-and-tools/tokenization-services.md)
{% endcontent-ref %}

***

**4. Digital Wallets (Apple Pay & Google Pay)**

Apple Pay and Google Pay are supported in specific integration contexts within **ArgoFire**.\
These payment methods can be used by partners whose implementations pass transactions to the `ProcessCreditCard` endpoint, provided the wallet payload is formatted and submitted correctly.

* Repeat sales and recurring billing using digital wallets (Apple Pay, Google Pay) are **not currently supported in ArgoFire** but are planned for future updates.
* For **ECOMM transactions**, any follow-on transaction (Repeat Sale or Recurring) must also be processed as ECOMM since digital wallet cryptograms are acquired through a web-based flow.
* **MOTO transactions** generally do not support digital wallets due to authentication requirements.
* Processor-specific availability may vary and should be confirmed prior to launch.

For **Digital Wallet** support we recommend implementing our **Embedded Payment Form** versus direct integration.

Please see our Embedded Payment Form implementation guide:

{% embed url="<https://developers.frontstream.com/introducing-our-embedded-form/how-to-implement>" %}

***

#### Unsupported Payment Types (via API)

The following are **not supported** through the ArgoFire Secure Electronic Payments API:

* PayPal
* Buy Now, Pay Later services (e.g., Klarna, Afterpay)
* Cryptocurrency

#### Summary Table

| Payment Method         | API Tokenization | Repeat Sales                                                                                                  | Recurring Billing                                                                                             | Endpoint(s)                     |
| ---------------------- | ---------------- | ------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------- | ------------------------------- |
| Credit Card            | ✅                | ✅                                                                                                             | ✅                                                                                                             | `GetToken`, `ProcessCreditCard` |
| Debit Card             | ✅ (as credit)    | ✅                                                                                                             | ✅                                                                                                             | `GetToken`, `ProcessCreditCard` |
| ACH / eCheck           | ✅                | ✅                                                                                                             | ✅                                                                                                             | `GetCheckToken`, `ProcessCheck` |
| Apple Pay / Google Pay | ✅                | <mark style="color:red;">🚧</mark> <mark style="color:red;"></mark>*<mark style="color:red;">(future)</mark>* | <mark style="color:red;">🚧</mark> <mark style="color:red;"></mark>*<mark style="color:red;">(future)</mark>* | `ProcessCreditCar`              |

***


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