Payment Flows & User Experience

How ArgoFire Handles Payment Flows & Use Cases

ArgoFire delivers flexible and secure payment processing through a powerful API and web-based virtual terminal, built to meet the needs of merchants and commerce platforms. From recurring billing to secure token reuse, ArgoFire provides a dependable backend for a wide range of real-world payment scenarios.

Use Case: One-Time Payment via Direct API Integration

  1. Frontend Collection Your platform collects payment data from the user using a secure, PCI-compliant input method.

  2. API Submission Payment details are passed to ArgoFire's API for immediate processing.

  3. Authorization & Settlement ArgoFire authorizes the transaction and routes it to the appropriate payment processor for settlement.

See how One-Time Payment API looks:

Payment Processing – Credit, Check, Debit

Use Case: Recurring Payment Setup via API

  1. Customer Enrollment A customer signs up for a recurring payment plan on your site, providing payment details and selecting a billing frequency (e.g., monthly, annually).

  2. Token Generation ArgoFire tokenizes the payment credentials and securely stores them for future transactions.

  3. Schedule Configuration A recurring billing schedule is created and linked to the token, with parameters such as start date, amount, and frequency.

  4. Automated Billing ArgoFire processes the payment automatically at the defined interval.

  5. Profile Management Recurring payment profiles can be updated or canceled via API or ArgoFire’s admin interface.

See how a Recurring Payment API looks:

Recurring Billing & Customer Info

Use Case: One-Click Repeat Payment with Stored Token

  1. Initial Tokenization After a successful payment, ArgoFire returns a token representing the customer's payment method.

  2. Stored Credentials Your system securely stores the token for future use, never handling raw card or bank data.

  3. Initiate Repeat Charge When the customer returns, your system uses the stored token to initiate a new charge through the API—eliminating the need to re-enter payment details.

  4. Response Handling You receive confirmation details, including transaction ID, status, and receipt metadata.

More about our Tokenization processing:

Tokenization & Repeat Transactions

Use Case: Manual Payment Entry via Virtual Terminal

  1. Merchant Login Staff access ArgoFire’s secure virtual terminal interface via browser.

  2. Manual Entry A user inputs customer information and enters card or bank payment details—commonly used for mail order, phone orders, or in-house payments.

  3. Secure Processing ArgoFire processes the payment immediately, ensuring compliance with PCI requirements.

  4. Confirmation & Receipt A confirmation screen is displayed, and a receipt can be emailed directly to the customer.

More about our Virtual Terminal processing:

Virtual Terminal

Why These Flows Matter

  • API-First Approach: Build fully customized checkout and payment experiences using ArgoFire’s secure, developer-friendly endpoints.

  • Built-In Recurring Support: Schedule and manage automated billing without relying on a separate subscription service.

  • Tokenization for Reuse: Make repeat purchases fast and secure using ArgoFire-generated tokens.

  • Virtual Terminal for Admins: Enable staff to handle back-office donations securely and efficiently.

  • Secure & Compliant: ArgoFire ensures PCI-compliant handling of payment data through tokenization, encryption, and secure infrastructure.

PreviousArgoFireNextSupported Payment Methods

Last updated